Are You & Your
Loved Ones Insured?
The State of NJ and the federal government are now providing new and expanded financial help to eligible consumers who purchase plans. Pathways Insurance Agency is here to help you!
Due to the American Rescue Plan Act of 2021 and the Inflation Reduction Act of 2022, Get Covered New Jersey customers are eligible for expanded financial help for all income levels. The State of New Jersey is also providing additional savings. This means more people qualify for more financial help. Under the law:
- More people than ever before qualify for help paying for health coverage, even those who weren’t eligible in the past.
- Most people currently enrolled in a Marketplace plan may qualify for more tax credits.
- Health insurance premiums after these new savings will go down.
How to Find Out if You Qualify for
Marketplace Savings
When you apply for Marketplace coverage, you’ll find out if you qualify for a premium tax credit that lowers your monthly premium. The amount of your premium tax credit depends on the estimated household income for 2022 that you put on your Marketplace application. Find out if your estimated 2022 income is in the range to qualify for a premium tax credit.
Major life event? See if you qualify for a Special Enrollment Period.
Open Enrollment for 2024 has now closed. You may be eligible for a Special Enrollment Period if you have a major life event or meet a certain income level.
Cancer and Heart Attack or Stroke Plus
By purchasing a Cancer and Heart Attack or Stroke Plus insurance policy, you can protect you and your family. It can pays a monthly or lump sum benefit upon diagnosis of cancer and heart attack or stroke to help with out-of-pocket expenses during treatment and recovery. Talk to one of our insurance consultants here at Pathways Insurance Agency about a quote today!
• May allow for more freedom in treating an illness without worrying about expenses
• Peace of mind protection
• Helps to pay for out-of-pocket costs for medical expenses • Protects savings
• Can offset the cost of deductibles, co-pays, and unexpected expenses not covered by other insurance plans • Paid in addition to any other health care coverage
• Benefits paid directly to the policyholder or a designated medical provider
• Choice of insurance plan options and coverage for issue ages 18 – 89
Interested in
Long-Term Care (LTC)?
What is LTC? What does it include?
Long-Term Care describes an array of services that are available to people with prolonged illnesses, disabilities or cognitive disorders. LTC services include health, medical, personal care, and social services, as described below.
What does LTC include?
- Assistance with activities of daily living (ADL's) such as eating, bathing, dressing, toileting, transferring, and continence.
- Around-the-clock skilled nursing care for those with prolonged physical illness, disability, or cognitive disorders, such as Alzheimer's.
- Custodial care in an Assisted Living Facility.
- Homemaker care, Adult Day care, Hospice care, Respite care.
- Personal care for basic instrumental activities of daily living (IADL's), such as cooking, cleaning, laundry, or bill paying.
Contact Us
Pathways Insurance Agency
707 Alexander Rd, Bldg 2 Suite 208
Princeton, NJ 08540
Office: (609) 337-4411
Direct/Cell: (908) 285 5946
E-mail: info@pathtoinsurance.com
© 2024 Pathways Insurance Agency LLC. ALL RIGHTS RESERVED.
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